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I hope this helps people out. Money is a topic I read alot about on this site from parents that worry to much about it. The more money you make the more money you spend. The less money you spend the more time you can be home with your family.
Work is something that you have to do to pay the bills thats it. Work is not your life and work never comes before your family.. When you spend years at a place of work you leave with a card and some flowers and after a few months people forget you were even there. This go's for all lines of work blue collar of professional. Your day starts when you get home from work not when you get to work, this is a line to live by, your kids and spouse will love it. The cost of work is larger than you think ,if you sit down to figure out the total cost of going to work it would suprise you. Not to mention the non money cost on the family. I dont mean quit your jobs , but think about what you spend your money on and is the cost worth it... Do you have to work 60 hour weeks with kids in daycare so you can have a large house and two expensive cars if you do then think about downsizing your life.. More time with the kids and the spouse is worth more than any trip or house or car on the planet. We are brian washed to buy everything we see for our kids and ourselfs and most of it is just for show..its not worth it.. In North America we spend spend spend then work work work and have other raise our children. If we all worked a few less hours and kept our walets in our pockets we would be alot happier as a whole.. Ever walk around a cemetary and seen a headstone that said "Our Father was a hard worker" or " Our Mother had Perfect attendance" you dont I hope. Kids want you only you not a nanny or daycare or thousands of dollars of stuff they just want you.. I work a 40 hour week and my wife stays at home, we have three kids and a house and one old car one old van. We get by fine to our suprise. Untill a few months ago we were trying to be the "Jones" spending more than we make and working our butts off. We never though we could afford to have one parent home but with some creative accounting and a "Budget" we can do it on one income....Its scary at first but you would be pleased to know it can be done....Our children have thanked us for it everyday since... Don't be a slave to your job your job is just that a "JOB"
Downsize a little at a time. Budget and you will be suprized on how little money you do need to raise a family............oddly enough you will also be surprized how things like, eating out and the stress that comes with a busy life you won't miss.