having a bath
I think once the child starts reaching out to you trying to touch all the private body parts, or you begin to feel uncomfortable then this is the time to stop!
I only sometimes bath with my daughter....and this is to save water and it's also sort of like a mummy daughter bonding time where we have a splash in the water and play with her squirty toys.....she recently went through a curiosity stage....so i stopped bathing with her.....then she stopped being curious and i slowly bathed with her again and she was ok.....no curiosity!
So what i am saying is, it depends on the child, how independent they want to be and how curious they are!
hope this long dragged out answer has helped you a little!
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